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Ethics and Insurance

I help insurers achieve greater certainty on ethical issues, both present and emerging. I have a reputation for foresight, pragmatism and independent thinking, particularly around data ethics. You can keep in touch with my analysis through my free weekly ‘Ethics and Insurance’ newsletter. Join below
Ethics and Insurance
What I do

Insight

I help insurers understand developments in insurance from an ethical perspective and the options open to them. My analysis delivers an extra level of understanding from an independent perspective
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Critical Friend

Insurers face some ethical challenges at the moment – I’ve been tracking them for several years. My role as a critical friend helps them to reality check their thinking and turn a situation into a plan.
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Horizon Scanning

I’ve been an influential figure in analysing the implications of digital insurance for several years now. Through workshops and research, my ethics radar highlights the problems and opportunities to look out for.
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Latest posts
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How Successful is your Ethics Training? public
Ethical Skills and Training • 4 min read

How Successful is your Ethics Training?

It’s half way through the year now. Your ethics training has been running for some months. And in the few months before you start thinking about next year’s training, you need to work out how successful this year’s training has been. Yet this is ethics. How do you measure that?…
Duncan Minty
Duncan Minty •
The FCA’s Approach to AI is to be Audited public
Regulation • 5 min read

The FCA’s Approach to AI is to be Audited

The National Audit Office is to review the FCA’s approach to artificial intelligence. A subsequent speech by the FCA’s chief executive set out their thinking on AI. It sounded very much like 'have cake and eat it’ thinking. Will the NAO call this out? If so, what will that mean for insurers?…
Duncan Minty
Duncan Minty •
Three Questions for Managing Legal/Ethical Boundaries public
Accountability • 3 min read

Three Questions for Managing Legal/Ethical Boundaries

The boundary between what’s ethical and what’s legal is said at times to be a fine one, at other times a blurry one. In these digital times, it is also a moving one. So how should an insurer handle this? A ‘wait and see’ approach is too ostrich like. Instead, try this approach to get you started.…
Duncan Minty
Duncan Minty •
How Innovation and Inclusion in Insurance Can Work Together public
Fairness • 4 min read

How Innovation and Inclusion in Insurance Can Work Together

In recent months, I’ve been working as guest editor for the latest edition of the Institute and Faculty of Actuaries’ Inclusive Insurance Bulletin. It drew together articles that explored innovation from a number of different perspectives, but all oriented around tackling inclusion in insurance.…
Duncan Minty
Duncan Minty •
A Test Case on Data Ethics that Insurers Need to Watch public
Data Ethics • 5 min read

A Test Case on Data Ethics that Insurers Need to Watch

Location data is becoming positioned as a tangible example of how data ethics is to be addressed. A UK Gov. commission wants to boost public confidence in how location data is collected and used. Insurers need to monitor the commission’s work to understand policy makers expectations.…
Duncan Minty
Duncan Minty •
Explore topics
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Data Ethics

Data Ethics

216+
Underwriting

Underwriting

163+
Accountability

Accountability

112+
Regulation

Regulation

90+
Fairness

Fairness

85+
Personalisation

Personalisation

74+
Discrimination

Discrimination

67+
Claims

Claims

51+
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