Behavioural fairness is a serious risk to the future of insurance
An influential narrative has emerged within insurance in recent years, centred upon the notion of behavioural fairness. It is a…
Data Ethics
With insurance becoming increasingly digital, data ethics has become the key lens through which issues and challenges are emerging. What makes it particularly important is how it is influencing insurance at both the policy and the market levels.
215 posts
Telematics will be much more influential than people think
Telematics features regularly now in the business and technology media. And
academic institutions are having their say too, examining its…
A dangerous regulatory mindset that will undermine trust in insurance
For an organisation tasked with ensuring a ‘well functioning’ insurance market
that maintains public confidence, the UK regulator is being…
The ethical storm clouds hanging over insurance claims practices
The biggest ethical exposure facing insurers over the next 24 months will come
from claims practices. They are presenting a…
What is insurance? And why data analytics makes this matter
When does a firm become an insurer? When does it stop being an insurer? And what is insurance? These are…
How positive an influence are reinsurers having on data ethics?
Reinsurers are an influential bunch. No start up firm could enter the insurance
market without their hefty support. And most…
Why TCF is the wrong path for implementing data ethics
The UK regulator has chosen data ethics as one of its ‘cross sector priorities’
for their current business year. And…
Has genetic testing in insurance claims begun?
You would think that the use of genetic testing in insurance is pretty well
sorted, wouldn’t you? After all,…
Why EIOPA is going about its data ethics principles in the wrong way
Data ethics is an important consideration for a data hungry sector like
insurance. And working to a set of data…