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Data and analytics: the problem that insurers will have with identity
Insurance is changing. It’s moving in new directions, pursuing new ideas, new
models, new technologies. All very exciting, but…
Data Ethics
With insurance becoming increasingly digital, data ethics has become the key lens through which issues and challenges are emerging. What makes it particularly important is how it is influencing insurance at both the policy and the market levels.
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Why credit data must feature in your plans for 2019
The use of credit data in insurance is well established. And to some degree,
it’s been an understandable development.…
What lessons can insurance people learn from the Liberty Mutual fine?
The £5.28m fine handed out by the UK regulator to Liberty Mutual last week fired
two warning shots across…
Access to medical records is controversial but achievable
Should insurers be given access to digital medical records? The question has
more ethical angles to it than you might…
Why smart policy wordings need to be handled with care
The end of the off-the-shelf insurance policy is said to be nigh. Everyone will
of course throw up their hands…
Where the really fundamental changes in insurance will emerge
How transformative are the changes happening in insurance at the moment? A lot of attention is being given to ‘start-up…
Can insurance delivered over the blockchain be labelled trustless?
There is growing attention being given to how blockchains can help insurance.
And amid the exciting claims being made for…
7 reasons why claims optimisation needs to be seen as a failure
The most ethically questionable practice to have emerged out of the innovation currently transforming insurance is claims optimisation. As key…
Personalisation – could it take insurance into a digital winter?
There’s a lot of talk at the moment about insurance undergoing a transformation. Some point to big data, and…