Why underwriters need to use predictive analytics with care
Insurers have always used claims data to understand the future likelihood of
this or that type of policyholder making this…
Data Ethics
With insurance becoming increasingly digital, data ethics has become the key lens through which issues and challenges are emerging. What makes it particularly important is how it is influencing insurance at both the policy and the market levels.
217 posts
One vital rule for insurers to remember about predictive analytics
A software firm estimates that one in ten insurance claims are fraudulent and that its models can point insurers towards…
The new uncertainties that anonymised data will introduce
In this second post about the ethical issues raised by how insurers are handling anonymised data, we’ll start by…
The ethical minefield that is anonymised data
The insurance market is being increasingly drawn to the benefits of ‘big data’. Yet one of the principal ways in…
Big data, ethics and the right to know and challenge
As insurers accumulate increasing amounts of data about their personal lines
policyholders, a number of dangers emerge that raise ethical…
Privacy and Consent – pt5 – Time for a New Mindset?
Consent may at first sight seem a rather foreign term for the business world to
spend time considering. That’s…
Privacy, identification and the challenges insurers face
Insurers have always needed to know something about us in order to assess the
risk we’re seeking insurance for.…
Privacy, identification and the need to know: who decides?
In this second of three posts about privacy and identification, I’ll look at how
identification can also encompass how…
Privacy and Identification – pt4 – we all like to put our best side forward
Our personal identify is perhaps our most treasured possession. It defines who
we are and reflects how we want others…