A hugely significant decision for personal lines pricing
A landmark decision by US insurance regulators could translate into significant
disruption for the UK personal lines market if the…
Fairness
The most complex and influential ethical issue in today's insurance. Insurers need to be clear in their thinking on fairness, for it's going to be receiving a lot of attention over the next few years.
85 posts
Insurance, Fairness and the work of Marie Curie
There’s a view becoming established in the UK insurance market that it’s only
fair that premiums should become…
Will financial inclusion be even more difficult to deliver than in the past?
There are structural changes underway in the UK insurance market that seem to
point to financial inclusion becoming even more…
Why fairness will be central to the insurance response. Financial inclusion pt2
The chief executive of the UK’s Financial Conduct Authority said back in
October
2013 [http://www.fca.org.uk/…
What right do we have to insurance? Financial Inclusion pt1
What right do we have to insurance? A recent report from the UK’s Financial
Inclusion Commission concluded that: “every…
Vulnerable consumers and price optimisation: a reputation wrecker?
Vulnerable consumers have been in the spotlight recently, following some
research papers [http://www.fca.org.uk/news/occasional-paper-no-8] issued…
Who is the fairest of them all? How to use fairness to weigh up choices. pt2
If, as the UK regulator emphasised recently
[http://www.fca.org.uk/news/the-fairness-challenge], fairness is to be the
dominant…
Two simple tests for deciding on the fairness of your decision. pt1
‘Fairness’ crops up a lot in insurance regulation – the chief executive of the
UK regulator said recently [http://www.fca.…
Ethics and Underwriting – Part3 – Fairness puts Distribution firmly onto the ethical radar
An underwriter will invariably design and price a particular type of policy with
at least one eye on how it’…