Claims • 3 min read Is this the most controversial claims innovation of all? Pushing at boundaries and challenging traditional notions is what innovation is all about. Rethinking something that people have taken for…
Data Ethics • 4 min read Is big data steering insurance towards a cliff or a superhighway? It was great to see the panel I was on last week to debate the above question attract a full…
Claims • 1 min read A Disclosure Disruption for Commercial Insurance Much of the attention being given to the impact that big data will have on insurance focuses on the personal…
Data Ethics • 2 min read There are two sides to Triple M insurance It’s becoming fashionable, in this increasingly mobile orientated world, to question why insurance is sold on an annual basis.…
Personalisation • 3 min read Equal Treatment: pt4 – the spectre of polarisation The draft EU directive on equal treatment is important, but for the insurance sector, it might progressively become an irrelevance.…
Discrimination • 2 min read Equal Treatment: pt2 : on a collision course with price optimisation? The draft EU directive on equal treatment relies on ‘actuarial principles’ for establishing whether proportionate differences in treatment by insurers…
Data Ethics • 2 min read Price optimisation: will insurers face new rules? The Chartered Insurance Institute [http://www.cii.co.uk/] has recently published a paper [http://www.cii.co.uk/media/…
Data Ethics • 4 min read The atomisation of insurance The insurance sector is on the cusp of fundamental change. And at the heart of that change is the sector’…
Marketing • 2 min read Pre-approved insurance – what are the implications? How might consumers react to recent signs of insurance being offered on a pre-approved basis? Is there a sense that…