A Disclosure Disruption for Commercial Insurance
Much of the attention being given to the impact that big data will have on
insurance focuses on the personal…
Personalisation
The biggest trend in insurance raises some of the most fundamental ethical questions. You can read about these here.
72 posts
There are two sides to Triple M insurance
It’s becoming fashionable, in this increasingly mobile orientated world, to
question why insurance is sold on an annual basis.…
Equal Treatment: pt4 – the spectre of polarisation
The draft EU directive on equal treatment is important, but for the insurance
sector, it might progressively become an irrelevance.…
Equal Treatment: pt2 : on a collision course with price optimisation?
The draft EU directive on equal treatment relies on ‘actuarial principles’ for
establishing whether proportionate differences in treatment by insurers…
Price optimisation: will insurers face new rules?
The Chartered Insurance Institute [http://www.cii.co.uk/] has recently published
a paper
[http://www.cii.co.uk/media/…
The atomisation of insurance
The insurance sector is on the cusp of fundamental change. And at the heart of
that change is the sector’…
Pre-approved insurance – what are the implications?
How might consumers react to recent signs of insurance being offered on a
pre-approved basis? Is there a sense that…
Manufactured vulnerability – how might insurers respond?
Manufactured vulnerability
[https://www.ethicsandinsurance.info/2015/11/04/dangers-of-manufactured-vulnerability/]
is an ethical risk that marketing and compliance people in…
Insurance marketing and the dangers of manufactured vulnerability
Marketing is adopting the tools of big data and some of the practices that are
emerging would, if used by…