Why smart policy wordings need to be handled with care
The end of the off-the-shelf insurance policy is said to be nigh. Everyone will
of course throw up their hands…
Underwriting
Underwriting is becoming much more sophisticated. It's a transformation opening up opportunities like never before. It's also encountering challenges like never before, and as we saw with price walking, the impact can be immense. These posts give you an independent perspective on such developments.
160 posts
Dual Pricing in Insurance – the beginning of the end?
The next twelve months will see the pricing practices of UK insurers and
intermediaries put under close scrutiny. The regulator…
The Ethical Problems at the root of the Mohammed and John Quotations
Two UK insurers have been accused of charging people more for motor cover if their name was Mohammed, than if…
public
Ethical storm ahead – insuring people with experience of mental illness
The sector’s approach to insuring people with experience of mental illness is under scrutiny. It was the lead story…
Why insurers need to prepare for some tough scrutiny of their underwriting
Insurers have been using big data analytics to explore new underwriting
techniques for several years now. Their aim has been…
The Ethics of Insurance Pricing – 7 risks underwriters need to have on their radar
Several years ago, underwriters started to make wry comments about no longer knowing how their premiums were being calculated. This…
Destructive demand: Is it happening in insurance underwriting now?
Destructive demand emerges every so often to undermine the reputation of
insurance. In UK motor insurance, it emerged in the…
Smart contracts in insurance: clever but dangerous
The use of smart contracts in insurance opens up all sorts of opportunities. And
they sound clever and exciting, but…
Ethical Awareness for Underwriters: pt3 – over optimism
Despite selling a product that’s based upon risk and losses, insurance people
are actually quite an optimistic bunch. And…