Ethical awareness for underwriters: Pt2 – the self serving bias
The scope of what underwriters need to have on their radars is getting ever
wider. The expanding horizon of rating…
Underwriting
Underwriting is becoming much more sophisticated. It's a transformation opening up opportunities like never before. It's also encountering challenges like never before, and as we saw with price walking, the impact can be immense. These posts give you an independent perspective on such developments.
160 posts
Ethical awareness for underwriters pt1: the tangible / abstract divide
Insurers are being urged to improve how they represent ‘the voice of the
customer’ in the design and roll out…
Analytics is the new frontier for insurance – exciting but dangerous
When investment returns look uncertain and market conditions are challenging,
executives often listen that bit more keenly to new ideas…
Are we seeing the start of a ‘retreat from insurance’?
It’s becoming fashionable amongst insurers to talk of turning themselves into providers of lifestyle services to customers. It’s…
There are two sides to Triple M insurance
It’s becoming fashionable, in this increasingly mobile orientated world, to
question why insurance is sold on an annual basis.…
Equal Treatment: pt4 – the spectre of polarisation
The draft EU directive on equal treatment is important, but for the insurance
sector, it might progressively become an irrelevance.…
Equal Treatment: pt3 – Transparency on a vast scale
The draft EU directive on equal treatment could herald a new era of
transparency, but are regulators, let alone insurers,…
Equal Treatment: pt2 : on a collision course with price optimisation?
The draft EU directive on equal treatment relies on ‘actuarial principles’ for
establishing whether proportionate differences in treatment by insurers…
Equal treatment pt1: will rating on age and disability soon be deemed unfair?
Should insurers be allowed to differentiate between risks on the basis of age
and disability? The sector is worried that…