How will insurers deliver on their promise of affordability for flood insurance?
An agreement on the provision of flood insurance has so far eluded insurers and
the UK Government. The debate has…
Underwriting
Underwriting is becoming much more sophisticated. It's a transformation opening up opportunities like never before. It's also encountering challenges like never before, and as we saw with price walking, the impact can be immense. These posts give you an independent perspective on such developments.
160 posts
Social media and insurance – the rise of Anecdotal Underwriting?
Insurers are becoming excited about the underwriting insights that could be found in the social media accounts of their policyholders.…
Four metrics that give ethical insight into telematics
Motor underwriters will be avalanched with data as telematics takes off. When
sifting through it all, where should underwriters look…
Can you ever get enough risk data from Telematics?
Risks are tricky things to get to grips with. How you identify them, analyse
them and then draw conclusions from…
To thrive, telematics has to address consent
The debate around telematics continues to recognise that privacy of data is an
issue, but still stops short of addressing…
Telematics – pt3 – fairness
Telematics not only offers insurers some exciting new horizons, but others as
well. Consider the policing of speed limits. Why…
Telematics – pt2 – the ethical upside
In this second of three posts about the ethical dimensions of telematics, I’m
going to sketch out an ethically…
Telematics – pt1 – data
This is the first of three short posts touching on a particular ethical
dimension to how the insurance market’s…
Revolutionary Insurance
Insurance is nearing a significant turning point, one that has the potential to
revolutionise the sector’s relationship with customers…