Insurers must prepare for big changes around genetic testing
We will soon see some significant changes to the way in which the use of genetic
information by UK insurers…
Underwriting
Underwriting is becoming much more sophisticated. It's a transformation opening up opportunities like never before. It's also encountering challenges like never before, and as we saw with price walking, the impact can be immense. These posts give you an independent perspective on such developments.
160 posts
Telematics will be much more influential than people think
Telematics features regularly now in the business and technology media. And
academic institutions are having their say too, examining its…
A dangerous regulatory mindset that will undermine trust in insurance
For an organisation tasked with ensuring a ‘well functioning’ insurance market
that maintains public confidence, the UK regulator is being…
Is signposting as ethical as the market believes?
Signposting arrangements are being established across a variety of retail insurance markets. The aim is to help consumers find the…
Why discrimination is an enormous ethical challenge for insurance
Insurers are going to be challenged on how they are managing the risk of discrimination across their business. Some insurers…
Pricing is a prudential risk that comes with complications
Last month, the UK’s Prudential Regulation Authority wrote a ‘Dear CEO’ letter
[https://www.bankofengland.co.uk/-/media/…
Are privacy concerns about to undermine pricing strategies even further?
How much data does an insurer need to collect about its customers in order to
deliver its products and services?…
Politicians are burying the loyalty penalty: so what comes next?
While we do not yet know the detail of the UK regulator’s much anticipated
report on retail insurance pricing,…
Harsh lessons that UK insurers will learn from the pricing review
We’re starting to see the regulator’s response to the pricing super complaint
take shape. And it’s pretty…